@article {5367, title = {An Analysis of the Choice to Cash-Out, Maintain, or Annuitize Pension Rights at Job Change or Retirement}, year = {1998}, institution = {RAND}, keywords = {Pensions, Retirement Planning and Satisfaction}, url = {https://www.rand.org/content/dam/rand/pubs/drafts/2008/DRU1979.pdf}, author = {Michael D Hurd and Lee A. Lillard and Panis, Constantijn} }