@inbook {8646, title = {Human Capital Risk and Pension Outcomes}, booktitle = {Evaluating the Financial Performance of Pension Funds}, year = {2010}, pages = {119-151}, publisher = {World Bank}, organization = {World Bank}, address = {Washington, DC}, keywords = {Older Adults, Pensions, Retirement Planning and Satisfaction, Risk Factors}, author = {Olivia S. Mitchell and John A. Turner} }